As benefit specialists for Kaiser Permanente affordable medical insurance, the role of our health insurance agents is to understand the personal medical care needs of guests and to educate them on the options that best fits their situation so that they can make an informed decision in selecting the plan that’s right for them, their family, or their business. Below are some common scenarios that come up frequently and the plans or resources that are often recommended. Perhaps, you will find answers to your own situation in one of these examples.
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Posted: June 30th, 2011 under Health Insurance, Kaiser Permanente, Pre-existing Conditions.
Comments: none

Currently, a child under age 19 can obtain private health insurance through Kaiser Permanente by applying in one of two ways:
• Under a family application with at least one parent, or a legal guardian.
• On a single subscriber basis if there is a qualifying event.

During the month of August 2011, Kaiser Permanente will accept child-only applications even if there is no qualifying event. During this open enrollment period, child-only forms received in August will be approved for an October 1st effective date. If you are interested in enrolling your minor during the open enrollment, be sure to submit the application in August as it will be rejected if it is received before or after August, unless there is a qualifying event.
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Posted: June 24th, 2011 under Child Coverage, Colorado, Kaiser Permanente, Pre-existing Conditions.
Comments: 1

As the classic song goes, “Love is a Many-Splendored Thing”. To me, this means that there are many special ways that love can be expressed. One of those ways is by taking care of ourselves. After all, our capacity to receive and give begins with how we love and value ourselves. One example of how we can care for ourselves is by spending time doing things that bring out the best in us. That is how dating and looking for health insurance are similar. Finding the right affordable medical insurance match can bring us to our personal best.

Think about the questions you ask when considering a date and when looking for medical coverage. Regarding a date, you’re wondering what personalities appeal to you. What character traits are a must, and which are nice but non-essentials? You might also think of past dates and consider how to avoid repeating bad experiences. Everyone wants to be valued and wowed; we appreciate being cared for. That’s the same goal for a health plan.
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Posted: June 17th, 2011 under Health Insurance, Kaiser Permanente.
Comments: 5

Truth be told, lifestyle changes are not always fun or easy, but a necessary part of personal growth. If I were to be honest with myself, I would have to confess that there are two predominant hindrances influencing my growth process: To avoid pain at all costs, and to find the quickest route to reach my destination. Worthy goals for a wimp. What was that, did I just call myself a wimp? Isn’t that what I have just exposed myself to be? This is no joke. My inner person that was once responsible and wore the red badge of courage has turned into a wimp! And can I say it? I don’t think I am alone.

Within the last 75 years, our society has seen a surge in the “fast-food” mentality that cries, “Give me what I want when I want.” Rushing from Point A to Point B we speed up to the first fast-food establishment to plunk down our $5 for a burger and fries in a matter of 10 minutes, then grab for our pain killers at the first twinge of pain. My present circumstances dictate my present actions. Whatever happened to, “My present actions will dictate my future?”

In the midst of our chaotic world and stressed out lives, voices are starting to speak. It is the voice of those who have suffered the affects of such a lifestyle and are advocating a better way, a healthier way. Over the last few months, I have heard the call to action that has demanded my response.
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Posted: June 6th, 2011 under Health and Fitness, Health Insurance, Kaiser Permanente.
Comments: 3