By Thomas Cazneau

Recently, a couple from Australia received a million dollar hospital bill because their travel insurance did not cover pregnancy delivery outside of the couple’s country. The couple (John Kan and Rachel Evans) had purchased two travel type insurance packages because both insurance companies claimed to have maternity coverage. However, during their vacation to Vancouver, B.C, Rachel unexpectedly went into early delivery, and they found out that maternity services and baby delivery were not covered by either of these insurance packages. While they are overjoyed by their new daughter and do not begrudge their situation, any financial relief would be welcomed by any parents faced with a million dollar hospital bill.

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Posted: April 30th, 2012 under California, Emergency Care, General Interest, Health Insurance, Thomas Cazneau.
Comments: 8

By Thomas Cazneau

The ability to work hard is a big plus in any individual. However, an addiction to work can be very unhealthy. Here are four signs to consider when gauging your own level of addiction to work.

1.       No Boundaries

If you are a workaholic, then you are probably the first to arrive and the last to leave the workplace. While on the clock, doing a good job is not enough for you. You strive to be the best at what you do and can tend to be very competitive if someone else surpasses you. This can sometimes provoke you to go beyond what’s necessary to meet employer expectations and demands.
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Posted: April 18th, 2012 under General Interest, Health and Fitness, Thomas Cazneau.
Comments: 13

By Esmeralda Mercado

This blog is intended to give an overview of the latest Health Care Reform news with the Supreme Court, and to invite people to share their own questions and theories.

The Supreme Court Marathon
The Patient Protection and Affordable Care Act (“PPACA” or “ACA”) was signed into law on March 23, 2010. Two years later, the Supreme Court considered its constitutionality after 26 states challenged the law. The case proceedings spanned a three day marathon, from March 26 through March 28, 2012. Many were surprised to find that the lawsuit was not dismissed automatically. Oral arguments revealed that the justices were divided on the law. Many tough questions were asked and remain unanswered. The arguments boiled down to a question of jurisdiction or boundaries of power: Does the Constitution’s Commerce Clause give the government the right to force its citizens to buy medical insurance? How much control does the federal government have over the states?

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Posted: April 13th, 2012 under Esmeralda Mercado, General Interest, Health Care Reform, Health Insurance.
Comments: none

By Jacob Hansen

Some people think that they have to get medical coverage directly from the health insurance company in order to get the best price. In reality, you will get the same exact price for your health insurance whether you go through the carrier or a health insurance broker. This is because according to federal law, a broker cannot charge fees or raise the prices for health insurance. For more information, click Health Insurance Broker.

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Posted: April 11th, 2012 under General Interest, Health Insurance.
Comments: none