Thomas Cazneau

Gen X and Healthcare Reform

By Thomas Cazneau

So, who are the “Generation Xers” and what do they expect from Healthcare Reform? Generally, these are those who were born between the early 1960’s to the early 1980’s. That would make them age 30-something to 50’ish today. Reports vary on what this generation looks like:
● According to The Social Librarian, “This was the first generation of ‘latchkey’ kids, exposed to lots of daycare and divorce… Gen X is often characterized by high levels of skepticism, ‘what’s in it for me’ attitudes… Gen Xers are arguably the best educated generation… (but) concerns run high over avoiding broken homes… and financial planning”.
● In contrast, CNN.Living reports that “Generation X is active, balanced and happy… a generation of technologically savvy, and adventurous pragmatists”.
● Finally, Forbes says that of all the generations, Gen X is experiencing the most financial hardship.

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Aetna and United Healthcare Leave IFP Market in California

By Thomas Cazneau

With the changing landscape of healthcare and the Affordable Care Act Individual Mandate just down the road, two leading health insurance carriers have announced they will no longer offer individual/family plans in California. Those carriers are Aetna and United Healthcare. Their decision to stop selling individual health plans in California will drastically affect current members in California. Part of this decision was attributed to “profit challenges”, two of the carriers reported.
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Reasons to Get Health Insurance before the Obamacare Mandate

On January 1, 2014, when the Obamacare mandate takes effect, most Americans will be required to purchase health insurance or else pay a penalty. Why wait? We say get medical protection now, before Healthcare Reform kicks in! Here’s why:

Enrolling now familiarizes you with health plan options.
With anything that involves change, it takes time to become familiarized with whatever the new thing is. Getting a health insurance plan before the Obamacare requirement will help you get acquainted with the types of policies that are available so you can figure out what you need and which benefits you are willing to do without. This will make the transition go more smoothly for you.

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Healthy Study Habits

By Thomas Cazneau

Being a student could mean that test scores are a crucial part of your world and that you are constantly working hard to boost them. At a junior college, for example, test scores drive your grades and affect your ability to transfer to 4-year colleges and universities.

Study habits are related to mental health and wellness. Implementing some simple steps before you study could make for a very productive study session, as well as promote your mental health and wellness during it. I like to think of them as “healthy study habits”.

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The Basics of Health Insurance

By Thomas Cazneau

Understanding any new subject in school or college can feel like learning a new language. This can prove to be especially true when attempting to grasp the subject of health insurance.
Below are some of health insurance basics, which may help you gain a little bit more fluency on your journey to understanding health insurance coverage for you, for your family, or for your small business.

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Healthy BBQ Recipes

By Thomas Cazneau

Barbecue much? You may be interested to know that there are ways to make your barbecue meats and sides a bit healthier. Below are some easy healthy bbq recipes and methods to consider when attempting to do so.
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Young Adults and the Affordable Care Act

By Thomas Cazneau

At the moment, health insurance may not seem like a hot priority. However, by January 1, 2014, most Americans must purchase a health insurance plan or else pay a penalty. This mandate includes young adults.

How Health Care For Young Adults Works Now
The Affordable Care Act goes into full effect on January 1, 2014. However certain parts of the legislation have already been put into place. Below are some of the aspects that currently affect health care for young adults:
• The Affordable Care Act makes it possible for those under age 26 to be insured as a dependent on their parent’s health insurance through work.
• New health insurance plans must now cover certain preventive services at no charge.

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Healthy Lifestyle Tips for Night Owls

By Thomas Cazneau

I’m such a night owl. My perfect normal day would probably consist of waking up at 10am, going to work around 1pm, clocking out around 8pm and then spending the wee hours catching up on my favorite TV series. However, this version of lifestyle can prove to be very challenging, so much so that my health around the clock can occasionally take a toll. When I add more to it, my health can also at times reach record lows if I’m not careful.
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How to Choose a Doctor

By Thomas Cazneau

Choosing the right doctor can be risky business. When you entrust your life and well-being into someone else’s hands, it’s important that you have enough assurance that they have the expertise and ability to take care of you or the people you love. Below are some helpful tips on how to choose a doctor.

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How to Increase Your IQ Naturally

The IQ Test

I recently took an online test that gave me a free snapshot of my current IQ. The test was based on how fast I could answer each of the 35 questions given, as well as if those answers were correct. I scored 101, which I’ve heard is pretty good. But it got me thinking… How can I increase my IQ in healthy ways? Would it help to improve my mental health?

From my research, I found some simple activities and nutritional ways that one can use to help increase their IQ by improving their mental health. Review some of the helpful tips below to see if they might help you as well:

Take Mental Risks
There are several mind games, for lack of a better term, that can increase your IQ by increasing your ability to solve hard intellectual equations when played. Playing Sudoku or crossword puzzles, for example, is a simple, fun way to practice mental reasoning and problem solving. Similarly, playing a game of chess or checkers can increase your level of objective reasoning, in that there can be multiple ways to win or lose a game. In some ways, these and other similar mind games can act as calisthenics for your mind.

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