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Health Insurance

How to Choose a Doctor

Choosing a DoctorBy Thomas Cazneau

Choosing the right doctor can be risky business. When you entrust your life and well-being into someone else’s hands, it’s important that you have enough assurance that they have the expertise and ability to take care of you or the people you love. Below are some helpful tips on how to choose a doctor.

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From Healthy Families to Medi-Cal

By Thomas Cazneau Health Families Ending

California is ending Healthy Families. This is due to a budget deal between Governor Brown and Democratic lawmakers. It’s designed to cut health insurance costs and save other health programs. At the moment, there are about 900,000 kids in the Healthy Families program. It is expected that moving all of these children to Medi-Cal will save $72 million a year by 2015.

Moving to Medi-Cal could be a bit of an uncertain journey based on the changes that need to be made. Below is information regarding how Medi-Cal affects families now and how it could affect children in 2014, the year when the Affordable Care Act goes into full effect.

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Healthcare Reform and Plan Options

By Thomas Cazneau

Healthcare Reform OptionsMany changes will be made within America’s healthcare system starting January 1, 2014. By
then, all American citizens and other legal residents must obtain medical coverage or else pay
a penalty. This is due to the Affordable Care Act, which was upheld by the Supreme Court.
Although there will be a few exemptions to this mandate, most of us will be affected by
Healthcare Reform.
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Reasons to Get Health Insurance Before 2014

On January 1, 2014, when the Obamacare mandate takes effect, most Americans will be required to purchase health insurance or else pay a penalty. Why wait? We say get medical protection now, before Healthcare Reform kicks in! Here’s why:

Enrolling now familiarizes you with health plan options.
Woman at Desk Reviewing PlansWith anything that involves change, it takes time to become familiarized with whatever the new thing is. Getting a health insurance plan before the Obamacare requirement will help you get acquainted with the types of policies that are available so you can figure out what you need and which benefits you are willing to do without. This will make the transition go more smoothly for you.

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Don’t Procrastinate. Get a Physical Exam.

By Angie Perez

Physical ExamIn talking with friends and even my own family, I have found that a lot of people just don’t want to get an annual physical because…nothing is wrong! They feel great and have no need to see a doctor for an annual checkup. Unfortunately, the time to go is not when something is wrong, but rather before something is wrong. If you wait to go after something happens, then it can sometimes prove to be too late and costly. A simple yearly physical exam can keep the surprises at bay. The call is painless and the visit is well overdue…so call. What will it cost you? What is covered? What will they find? If you haven’t seen a doctor for over 5 years…you really need to make that call! To find out what’s included in a physical check-up at Kaiser Permanente, click Annual Physical Exams.
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Deadline for Lowest Health Insurance Rates

By Thomas Cazneau

There is usually a deadline when it comes to using a coupon. Apply before DeadlineWhether the coupon is from your favorite restaurant, or perhaps from your preferred department store, the value on this colorful piece of paper eventually expires.

When it comes to getting low cost health insurance rates, there are no coupons, per se. However, like coupon prices, there is an expiration or deadline date for the current Kaiser Permanente affordable medical insurance rates for private plans in California. When the deadline date passes, the premiums will go up. For information on understanding healthcare prices and why plan rates go up, click Get Affordable Health Insurance Quotes Online.
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4 Steps to Avoid California Child Health insurance Surcharge

By Esmer Mercado

“A penny saved is a penny earned,” the saying goes. Who doesn’t want to save as much money as possible during tight economic times like these? Everyone is familiar with couponing, discounts, sales, promotions and so forth. So I want to give you the scoop on what you need to know to get the cheapest health insurance premium when applying for a new child only policy in California. This would specifically relate to private health plans.
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Getting a Kaiser Permanente Flu Shot

By Thomas Cazneau

Kaiser Permanente Flu ShotIt’s that time of year again. Have you gotten your flu shot? Did you know that each year, an average of three to five million catch the flu and a quarter to half million die from it worldwide? The Center of Disease Control and Kaiser Permanente strongly recommend getting a flu vaccine every year. Below is information about why getting an annual flu shot is so important and how you would go about getting immunized for free through a seasonal Kaiser Permanente flu clinic.

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California Health Insurance for Unemployed: Get Temporary Gap Plans for Between Jobs

Health Insurance for Unemployed

By Thomas Cazneau

What’s a Good Health Insurance Plan for an Unemployed Guy in California?
If you’re at all like me, you’re probably going to want cheap temporary health insurance while you’re in between jobs. Finding California Health Insurance for unemployed people can feel tricky, especially for those accustomed to having amazing employer health benefits.
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How Health Care Reform Could Affect You

By Thomas Cazneau

The Supreme Court’s decision to uphold the Affordable Care Act could have varying effects on Americans. Below is a summary of how health care reform could affect you, your family, or your business. For details, click Health Care Reform: Your Options Now and in 2014.

The Uninsured
One of the main mandates of the Health Care Reform is that, starting January 2014, most Americans and legal residents must obtain medical insurance. Affordable Care Act the UninsuredOtherwise, those who are uninsured will receive a penalty of $95 for one person or $285 per family or 1% of the income, whichever amount is greater. By 2016, the Health Reform penalty would go up to $2,085 per family or 2.5% of the income. For large companies of 50 employees or more, the penalty is $2,000 after the first 30 employees. Small businesses (less than 50 employees) are not required to offer health benefits.
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