Save Money on Health Insurance by Applying Early
By Esmeralda Mercado
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Posted: May 11th, 2012 under California, Esmeralda Mercado, Health Insurance, Kaiser Permanente.
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Kaiser Permanente
Maternity Coverage and the Million Dollar Baby
Recently, a couple from Australia received a million dollar hospital bill because their travel insurance did not cover pregnancy delivery outside of the couple’s country. The couple (John Kan and Rachel Evans) had purchased two travel type insurance packages because both insurance companies claimed to have maternity coverage. However, during their vacation to Vancouver, B.C, Rachel unexpectedly went into early delivery, and they found out that maternity services and baby delivery were not covered by either of these insurance packages. While they are overjoyed by their new daughter and do not begrudge their situation, any financial relief would be welcomed by any parents faced with a million dollar hospital bill.
Posted: April 30th, 2012 under California, Emergency Care, General Interest, Health Insurance, Thomas Cazneau.
Comments: 8
Individual Health Insurance vs. Group Health Insurance
By Thomas Cazneau
There are two options available when looking for Kaiser Permanente medical coverage. These options are individual health insurance and small group health insurance. Sometimes it is difficult to know which type of policy would be right for you. Below are some helpful tips to help you decide.
Posted: March 14th, 2012 under Associate Blogs, California, Thomas Cazneau, Uncategorized.
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Comparing Kaiser Permanente HMO and HSA Plans
With terms like “deductible”, “HMO”, and “HSA”, choosing a health insurance plan can seem like trying to learn a new language. Below I will focus on defining the basic features between Kaiser Permanente HMO vs HSA plans for individuals and families. For more details on what to look for in a Kaiser Permanente HMO or HSA Deductible plan, click Compare Health Insurance.
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Posted: March 7th, 2012 under Deductible Plans, Health Insurance, Kaiser Permanente, Thomas Cazneau.
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The New $40/$3000 Deductible Group Health Insurance Plan
I work for a health insurance agency that sells Kaiser Permanente Group Health insurance for self- employed people and other small businesses. Recently, Kaiser Permanente introduced a new California group health insurance plan that I’m really impressed with. It shows Kaiser Permanente’s commitment to helping consumers and current members get a medical plan that fits their medical service needs without breaking their pocketbook.
Posted: February 28th, 2012 under California, Deductible Plans, Esmeralda Mercado, Health Insurance, Kaiser Permanente, Small Business.
Comments: 2
Kaiser Permanente Maternity Insurance on 3 More Health Plans
With Gov. Jerry Brown’s passing of SB 222 and AB 210, health insurance policies must soon include maternity benefits starting July 1, 2012. Accordingly, carriers such as Kaiser Permanente in California will be adding pregnancy coverage to three private plans, which currently exclude maternity insurance: the $40/3000, $40/4000, and $50/5000 Deductible Plans. As a health insurance broker for Kaiser Permanente, we are excited about the change. We are looking forward to these popular plans drawing even more interest. Although rates may change, we anticipate that the three plans will continue to offer some of the lowest priced options, and now, include affordable maternity coverage. For more information, click Kaiser Permanente California Individual Health Insurance.
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Posted: February 14th, 2012 under California, Esmeralda Mercado, Health Insurance, Kaiser Permanente.
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My Favorite Kaiser Permanente California Health Insurance Plans
By Thomas Cazneau
I am a health insurance benefits specialist for an agency that specializes in California Kaiser Permanente health insurance. Choosing medical coverage can be difficult, especially when there are so many options. However, I find that there are three popular plans among customers who call us to enroll for California Kaiser Permanente health insurance. They are the $30/1500, $40/2000, & $40/3000 HMO Deductible Plans.
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Posted: January 30th, 2012 under California, Deductible Plans, Kaiser Permanente, Thomas Cazneau.
Comments: 5
Open Enrollment for Child Health Insurance in Colorado
It’s time for Kaiser Permanente’s open enrollment for child-only plans in Colorado. Twice a year, Kaiser has an open enrollment period when applications for kids only will be accepted, even if there is no qualifying event.
Children under age 19 may apply for Kaiser Colorado individual health insurance in a variety of ways:
• On a family plan with at least one parent or a legal guardian,
• As a dependent on a group plan,
• On a plan by himself or herself, providing the child had a qualifying event within 30 days of the application date. Examples of a qualifying event are: loss of coverage, adoption, newborn, court order, etc.
Every January and July, there is a fourth option. During open enrollment, Kaiser Permanente will accept child-only applications whether or not there has been a qualifying event. Applications received in January will be effective March 1st; those received in July will be effective September 1st. During the open enrollment, rates will continue to be subject to adjustments, if applicable.
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Posted: January 6th, 2012 under Child Coverage, Colorado, Esmeralda Mercado.
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How the 2012 Kaiser Plans Can Save You Money
In getting acquainted with Kaiser Permanente’s 2012 plans for Georgia Individual Health Insurance, I discovered that the new offerings are cheaper than last years’ options. New enrollees will have many affordable individual health plans to choose from. And if you are already a Kaiser member, you could still take advantage of the savings by downgrading plans. For example, a 32 year old male could potentially save 18 percent by switching from his Signature Plan to a comparable 2012 plan. Below are sample scenarios of who could benefit by enrolling on the 2012 Kaiser plans in Georgia. The sample quotes are based on the 1st quarter Kaiser Permanente rates for a 32 year old male.
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Posted: December 14th, 2011 under Esmeralda Mercado, Georgia, Health Insurance, Kaiser Permanente.
Comments: 1
Get Kaiser Insurance for the Holidays
With Thanksgiving behind us, I am reminded of the wisdom that comes by not bringing up hot-button topics at family gatherings. For some, subjects best left ignored would be religion or politics. For others, some common but unnerving questions are, “When are you going to get a job? “, “When are you going to start saving money?”, or “Why don’t you get health insurance?”. Usually, the questions come from concerned people who truly care about your success. This article seeks to help you answer the last question: Why don’t you get health insurance? With just two weeks until Christmas and the next family gathering, let’s see if we can simplify the process of getting you affordable medical insurance.
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Posted: December 5th, 2011 under Health Insurance, Kaiser Permanente.
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