By Angie Perez

In talking with friends and even my own family, I have found that a lot of people just don’t want to get an annual physical because…nothing is wrong! They feel great and have no need to see a doctor for an annual checkup. Unfortunately, the time to go is not when something is wrong, but rather before something is wrong. If you wait to go after something happens, then it can sometimes prove to be too late and costly. A simple yearly physical exam can keep the surprises at bay. The call is painless and the visit is well overdue…so call. What will it cost you? What is covered? What will they find? If you haven’t seen a doctor for over 5 years…you really need to make that call! To find out what’s included in a physical check-up at Kaiser Permanente, click Annual Physical Exams.
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Posted: December 13th, 2012 under Angie Perez, Associate Blogs, Health and Fitness, Health Insurance, Kaiser Permanente, Preventive Care.
Comments: 1

By Thomas Cazneau

There is usually a deadline when it comes to using a coupon. Whether the coupon is from your favorite restaurant, or perhaps from your preferred department store, the value on this colorful piece of paper eventually expires.

When it comes to getting low cost health insurance rates, there are no coupons, per se. However, like coupon prices, there is an expiration or deadline date for the current Kaiser Permanente affordable medical insurance rates for private plans in California. When the deadline date passes, the premiums will go up. For information on understanding healthcare prices and why plan rates go up, click Get Affordable Health Insurance Quotes Online.
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Posted: December 4th, 2012 under Associate Blogs, California, Health Insurance, Kaiser Permanente, Seasonal, Thomas Cazneau.
Comments: 1

By Esmer Mercado

“A penny saved is a penny earned,” the saying goes. Who doesn’t want to save as much money as possible during tight economic times like these? Everyone is familiar with couponing, discounts, sales, promotions and so forth. So I want to give you the scoop on what you need to know to get the cheapest health insurance premium when applying for a new child only policy in California. This would specifically relate to private health plans.
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Posted: November 14th, 2012 under Associate Blogs, California, Child Coverage, Esmeralda Mercado, Health Insurance, Kaiser Permanente.
Comments: none

By Thomas Cazneau

What’s a Good Health Insurance Plan for an Unemployed Guy in California?
If you’re at all like me, you’re probably going to want cheap temporary health insurance while you’re in between jobs. Finding California Health Insurance for unemployed people can feel tricky, especially for those accustomed to having amazing employer health benefits.
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Posted: September 10th, 2012 under Associate Blogs, California, Deductible Plans, Health Insurance, Kaiser Permanente, Thomas Cazneau.
Comments: 8

By Thomas Cazneau

The Supreme Court’s decision to uphold the Affordable Care Act could have varying effects on Americans. Below is a summary of how health care reform could affect you, your family, or your business. For details, click Health Care Reform: Your Options Now and in 2014.

The Uninsured
One of the main mandates of the Health Care Reform is that, starting January 2014, most Americans and legal residents must obtain medical insurance. Otherwise, those who are uninsured will receive a penalty of $95 for one person or $285 per family or 1% of the income, whichever amount is greater. By 2016, the Health Reform penalty would go up to $2,085 per family or 2.5% of the income. For large companies of 50 employees or more, the penalty is $2,000 after the first 30 employees. Small businesses (less than 50 employees) are not required to offer health benefits.
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Posted: August 24th, 2012 under Health Care Reform, Health Insurance, Kaiser Permanente, Pre-existing Conditions, Small Business, Thomas Cazneau.
Comments: none

By Esmeralda Mercado

Child health insurance in Colorado is easier to apply for, at least, in the month of July. This month, parents can enroll their kids by themselves, during Colorado’s semi-annual open enrollment period. During the Colorado child-only open enrollment, a medical policy can be obtained for a child on an individual basis; the child does not have to have a qualifying event, such as a new birth, adoption, or loss of coverage, etc. Outside of July, Colorado child applications will be honored only when the child is included on a family application with at least one parent or legal guardian, or, on a child-only basis but only if there is a life event. Once the July open enrollment is over, the next open enrollment for child health insurance in Colorado will be in January 2013.
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Posted: July 13th, 2012 under Child Coverage, Colorado, Esmeralda Mercado.
Comments: none

By Thomas Cazneau

Okay, it’s 12:00am. Time to be sleeping, but I’m craving a midnight snack. I really want to grab something sweet and sticky, but I want to be good and choose something tasty and healthy. What are good choices when selecting a healthy snack? Is eating before bedtime totally harmful?
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Posted: June 14th, 2012 under General Interest, Health and Fitness, Kaiser Permanente, Thomas Cazneau.
Comments: 4

By Thomas Cazneau

When you become a Kaiser Permanente member, you have access to several perks. Below are some of my favorites that I like to use on a regular basis.

One Stop Shop
One huge reason that I love Kaiser Permanente is that it’s basically a “one-stop-shop” for all of my health needs. Usually, I can see my primary doctor, get referred to specialists, get lab work done, pick up prescriptions, and go to the emergency at the same facility. If I need to see a specialist that is not at my primary Kaiser Permanente facility, then they are usually located very close at a neighboring Kaiser Permanente location. And since Kaiser Permanente is part of an Integrated System, any Kaiser Permanente doctor I go to will be able to give me accurate medical advice based on my previous medical history and current health conditions.

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Posted: May 31st, 2012 under California, General Interest, Health Insurance, Kaiser Permanente, Thomas Cazneau.
Comments: 3

By Esmeralda Mercado

Are you shopping for cheap health insurance with meaningful benefits? Did you know that by applying for medical coverage to start in June instead of July, you could save money on health insurance?
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Posted: May 11th, 2012 under California, Esmeralda Mercado, Health Insurance, Kaiser Permanente.
Comments: none

By Thomas Cazneau

Recently, a couple from Australia received a million dollar hospital bill because their travel insurance did not cover pregnancy delivery outside of the couple’s country. The couple (John Kan and Rachel Evans) had purchased two travel type insurance packages because both insurance companies claimed to have maternity coverage. However, during their vacation to Vancouver, B.C, Rachel unexpectedly went into early delivery, and they found out that maternity services and baby delivery were not covered by either of these insurance packages. While they are overjoyed by their new daughter and do not begrudge their situation, any financial relief would be welcomed by any parents faced with a million dollar hospital bill.

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Posted: April 30th, 2012 under California, Emergency Care, General Interest, Health Insurance, Thomas Cazneau.
Comments: 8