Health Care Blog

Small Business

The New $40/$3000 Deductible Group Health Insurance Plan

Group Health Insurance for Business OwnersBy Esmeralda Mercado

I work for a health insurance agency that sells Kaiser Permanente Group Health insurance for self- employed people and other small businesses. Recently, Kaiser Permanente introduced a new California group health insurance plan that I’m really impressed with. It shows Kaiser Permanente’s commitment to helping consumers and current members get a medical plan that fits their medical service needs without breaking their pocketbook.

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Kaiser Group Health Insurance Special Open Enrollment

By Esmeralda Mercado

Business Health Insurance The company I work for offers health benefits with Kaiser Permanente. Recently, we learned that California businesses which are currently insured by Kaiser for group health insurance may be able to switch plans effective January 2012, if they qualify. This is a big deal for people who want to lower their premiums and those who want to synchronize their benefits with the deductible reset in January. To switch plans during the limited Special Open Enrollment period, two of the main qualifiers are that the plan switch has to be to a downgraded plan and the paperwork needs to be turned in by the December 15, 2011 deadline.
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5 Tips to Keep Sick Employees from Hurting Your Bottom Line

As an employer, should you be concerned about an employees’ well-being? Before you answer ‘no’, consider the five ways below on how an employees’ health affects your bottom line:

1. When an employee is out sick, customers end up having to wait. Inconvenienced customers often end up becoming someone else’s customer.

2. When workers are absent, the staff that picks up the extra work frequently end up overworked and stressed. Stress is known to contribute to a number of ailments and complications that could lead to illness. Pretty soon, these employees are taking time off themselves.

3. Stressed workers are more apt to get snappy with customers, which translates to more lost business. As a business owner, your profitability and also your reputation as a business are affected. Sickly employees and absenteeism can lead to bad publicity.
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