What is HIPAA?
HIPAA (Health Insurance Portability and Accountability Act of 1996) offers health insurance to applicants who have been denied coverage under an individual/family plan. To qualify for HIPAA coverage an applicant must have been on COBRA and have completed the allowed coverage under the COBRA plan. HIPAA plans tend to be more expensive, but offer a viable way of gaining coverage for applicants who do not qualify for a standard individual/family plan.
