Why are my rates going up?
Like many other health care organizations, Kaiser Permanente faces the
challenge of keeping health care affordable when medical costs are soaring.
While they constantly work to keep costs under control, the reality is that
they must raise their rates in order to continue delivering quality care.
During open enrollment your rates will change based upon number of members
enrolled, age, and the risk adjustment factor (RAF). RAF for 5 or fewer
employees will be 1.10, and for 6 to 50 employees will be 0.09.
