Copayment Plans

Kaiser Permanente Group Copayment Plans offer no medical deductibles and virtually no paperwork. Those covered in your business will have low cost office visit and prescription drug copayments. Click on one of the links below to view copayments for doctor visits, emergency, surgery, prescription drugs, etc.

Deductible Plans

Our Small Business Deductible Plans offer affordable monthly premiums and include some benefits before the deductible is met. Some commonly utilized benefits such as doctor visits and prescription drugs are covered immediately once you are enrolled. Primary and specialty care visits only require a $30 copayment which is not subject to the deductible. Click on the links below to view Plan Highlights.

Note: The $30/$1,500 Deductible Plan is only available if offered with at least one copay plan. This option is available to groups with two or more eligible employees. If the $30/$1,500 Deductible Plan is offered with two or more copay plans, regular multiple plan offering rules apply.
 

Small Group Deductible Plans with HSA (qualified for Health Savings Account)

Use the links below to view Kaiser Permanente HSA Plans for groups. Small business health savings account qualified plans offer affordable monthly premiums and allow federal tax sheltering for medical expenses. Employees covered on a group HSA plan have the option of opening a health savings account, and both employees and employers have the option of contributing to them. Contributions made to these accounts are tax deductible from your federal taxes. Plus, the $0/$2700 and $0/$1500 healthcare policies offer 100% coverage after the deductible is met. Kaiser Permanente and Wells Fargo have teamed up to offer enrollees greater savings and convenience on HSA qualified plans.

Choosing the Right Group Health Insurance Plan for Your Business

Employers must consider quality of coverage and affordability when choosing a small group health insurance plan. Kaiser Permanente group healthcare plans make this endeavor very possible. Employers often have some of the following questions: How can I get an affordable rate on a group health insurance plan without settling for less than optimal coverage? Should I choose a Copayment, a Deductible, or an HSA Plan for my business? Which Kaiser Permanente California group health insurance plan will provide the best combination of low cost and quality coverage?

Employers maintaining a close eye on the bottom line want an affordable small business health insurance plan that offers quality coverage to their employees. Overly expensive group medical insurance coverage can become an excessive burden on the business and even the employees, in the case that health insurance costs are shared. Kaiser Permanente offers quality group health insurance plan coverage at competitive prices. The larger the group, the greater the discount for which the business will qualify. Kaiser Permanente gives a 10% discount when a small group enrolls six or more employees, and a 20% discount when a group enrolls 16 or more employees. Groups of 51 or more employees, qualify for Large Group Health Insurance Coverage.

Take the following steps to enroll in group health insurance coverage that fits your business as far as affordability and quality of coverage. First, request a custom small group health insurance quote. From the ten Kaiser Permanente group health insurance plans, choose a few that you feel are in the right range for your business as far as cost and quality of coverage. If you are insuring three or more employees you have the option of offering multiple plans. Once you have decided on the right small business health insurance plan(s), download the Kaiser Permanente Small Group Enrollment Packet to apply for group health insurance coverage. If you have any questions during the process, don't hesitate to call 1-877-752-4737 to speak with an enrollment specialist.

Can dental and vision be added to our small group plan?

Some vision coverage is already included. All offerings include vision exams with a copayment. In California, two of the coverage types also include an allowance for eyewear. Kaiser Permanente California has partnered with Delta Dental to offer group dental coverage that can be added to any of the California business health insurance plans.

 

KAISER PERMANENTE

Group Health Insurance Plans

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