Kaiser Group Health Insurance Plans
Kaiser Permanente offers small group health insurance plans aimed at meeting the needs of your business. For details regarding group coverage benefits, complete the form above and click the "Get Quotes" button.
California Plans
Georgia Plans
Copayment Plans
Kaiser Permanente Group Copayment Plans offer no medical deductibles and virtually no paperwork. Those covered in your business will have low cost office visits and prescription drug copayments. Plans include copayments for doctor visits, emergency, surgery, prescription drugs, etc.
Deductible Plans
Our Small Business Deductible Plans offer affordable monthly premiums and include some benefits before the deductible is met. Some commonly utilized benefits such as doctor visits and prescription drugs are covered immediately once you are enrolled. Primary and specialty care visits only require a copayment which is not subject to the deductible.
Note: The $30/$1,500 Deductible Plan is only available if offered with at least one copay plan. This option is available to groups with two or more eligible employees. If the $30/$1,500 Deductible Plan is offered with two or more copay plans, regular multiple plan offering rules apply.
Small Group Deductible Plans with HSA (qualified for Health Savings Account)
Kaiser Permanente offers Health Savings Account Plans for groups. Small business HSA plans offer affordable monthly premiums and allow federal tax sheltering for medical expenses. Employees covered on a group HSA plan have the option of opening a health savings account, and both employees and employers may contribute to them. Contributions made to these accounts are tax deductible from your federal taxes. Plus, some of these healthcare policies offer 100% coverage after the deductible is met. Kaiser Permanente and Wells Fargo have teamed up to offer enrollees greater savings and convenience on HSA qualified business plans.
Choosing the Right Group Health Insurance Plan for Your Business
Employers must consider quality of coverage and affordability when choosing a small group health insurance plan. Kaiser Permanente group healthcare plans make this endeavor very possible. Employers often have some of the following questions: How can I get an affordable rate on a group health insurance plan without settling for less than optimal coverage? Should I choose a Copayment, a Deductible, or an HSA Plan for my business? Which Kaiser Permanente group health insurance plan will provide the best combination of low cost and quality coverage?
Employers maintaining a close eye on the bottom line want an affordable small business health insurance plan that offers quality coverage to their employees. Overly expensive group medical insurance coverage can become an excessive burden on the business and even the employees, in the case that health insurance costs are shared. Kaiser Permanente offers quality group health insurance plan coverage at competitive prices. The larger the group, the greater the discount for which the business will qualify.
Can dental and vision be added to our small group plan?
Some vision coverage is already included. Many plans include vision exams with a copayment. Some plans include an allowance for eyewear. Delta Dental coverage may be added to many of the small business health insurance plans.